Standardised euro payments with SEPA SEPA (Single Euro Payments Area) is a collaboration between the European Commission, the European Central Bank and European banks, and is led by a body named the EPC. The purpose is that all euro payments, cross-border as well as domestic, will be processed the same way across Europe. During spring 2008, all banks within EU/EEA and Switzerland have adapted their services for payments in euro to a common standard. Through we will get simple and standardised euro payments in Europe. SEPA encloses the 27 EU member states, Iceland, Liechtenstein, Norway and Switzerland. SEPA will mean A common standard in Europe for payments in euro No distinction between domestic and cross-border euro payments within Europe A common set of payment instruments: clean payments, direct debits and a framework for card payments More information on how SEPA can affect your company. Download Print-out brochure, companies (pdf) Print-out brochure, private customers (pdf) SEPA schedule More information Effects on the company Get ready for SEPA Payment categories List of definitions External information EPC European Central Bank © Svenska Handelsbanken AB (publ)