Organisation

A firm trust in our employees led us to decentralise our organisation in the early-1970s. Each of our branches has customer and business responsibility, and decision-making authority in its local marketplace. The local branch is part of a regional bank, whose head office staff provide administrative and business support to the local team as required. The central head office provides additional resources to our branches, while carrying out the general functions required for the Bank to operate responsibly and efficiently. The Bank's Capital Markets function is the hub for expertise that supports the branches with services within asset management, investment banking and institutional services.

As well as our six home markets, we are active in many other countries around the world. In locations where our corporate and individual customers need international banking support.