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Quick facts about Handelsbanken

Below you find a number of facts about the group.
  • Handelsbanken is a decentralised bank which is locally established with a nationwide branch network in our six home markets of Sweden, the UK, Denmark, Norway, Finland and the Netherlands. 
  • We have more satisfied customers than the average for peer banks in our home markets, according to the independent research institute SKI/EPSI. Satisfied customers are proof of the viability of Handelsbanken’s method of working.
  • We take a long-term approach to our work and build personal relationships with our customers. Their needs and preferences are always our main focus. We are growing at a steady pace, gaining new markets via organic growth. It is unusual in Europe to find a bank that is growing organically and continuously whilst maintaining a low-risk approach.
  • We have a uniquely low risk tolerance, and for decades have had lower credit losses than comparable Nordic banks. The credit loss ratio for the 2018 full year was 0.04 per cent.   
  • Handelsbanken is financially stable, and one of the best capitalised banks in Europe. No comparable bank in the world has a higher combined credit rating from S&P, Moody’s and Fitch.
  • Handelsbanken is the only major Swedish bank which has not received help from shareholders or taxpayers during financial crises. 
  • Handelsbanken is one of Sweden’s largest taxpayers. Each year, we pay around SEK 8 billion in taxes and social security contributions to the Swedish government. The Group pays SEK 11 billion annually in the form of taxes and charges in the countries where we have operations.
  • We have had the largest share of new savings in mutual funds in Sweden since 2010, and we are growing faster than the market. Our funds do not invest in coal power, prohibited weapons, or nuclear weapons. 
  • Via a profit-sharing scheme in the Oktogonen Foundation, the Bank’s employees are indirectly the Bank’s largest owner. All employees receive equal allocations if the Bank achieves its corporate goal, regardless of where they work, or what their position is.