Handelsbanken in France

We can help you with mortgage loans in France. Currently via our Nice operations. In the future, these services will be offered to you by our Luxembourg branch.

Set to close in France

Services to be provided via Luxembourg

Over the years we have seen a change in customer behaviour and customer demands. This has led to a decision to concentrate mortgage lending in France, Spain and Portugal to our branch in Luxembourg. This is not a decision we take lightly after so many years of physical presence in France. We plan to wind up the operations in an orderly fashion, taking local conditions into consideration. 

What will happen? 
In the future, we will offer customers in our home markets mortgage loans for properties in France via the branch in Luxembourg. Luxembourg branch can also offer Private Banking customers additional products, such as accounts, cards and investments.

What we are now doing is assessing how to ensure a smooth transfer for you as an existing customer from Nice to Luxembourg. We will reach out to you and explain more in detail. Meanwhile, you do not need to do anything. We will continue servicing you as usual and you will be notified before any changes occur. So please rest assure that you remain in good hands. 

Should you have any immediate questions to this announcement, please do not hesitate to contact us. 


Helping you with your mortgage

Our services 

Are you thinking about buying property in France? Let us help you. We offer mortgage loans when buying property, remortgage loans on existing property and constructions credits. We'll make the mortgage process as easy and straightforward as possible. We'll also provide you with the necessary contacts including lawyers and valuers.

Debit interest rate

Current unauthorised debit interest rate for individual customers: 10.00 percent

Private Banking

Man och kvinna samtalar

We can provide you with a wide range of Private Banking services through Handelsbanken's branch office in Luxembourg. You will get access to asset management services, investment services, market analyses, legal advice, financing solutions for new investments, as well as advice regarding moving and living abroad.  

But no two customers are the same. That is why it is important for us to perform an in-depth analysis of your financial and legal situation. Our advice is always based on your future plans and needs, your dreams and expectations. 

Contact us at the representative office for more information.

Contact us


8, Avenue Félix Faure
06000 Nice

Opening hours

Due to the exceptional situation linked to the coronavirus pandemic, please be aware that for the moment, our office is open for clients only by appointment. However, you are most welcome to contact us by e-mail or phone. 

Public holidays
14 July


Tel: +33 (0)4 92 00 80 90 


+33 (0)4 93 85 52 31


We take complaints very seriously as they offer us the opportunity to improve our services. Do you have a complaint regarding a specific matter? Here you will find more information about complaints handling in Handelsbanken.

Supervisory authority

Handelsbanken in France is supervised by the ACPROpens in a new window (Autorité de Contrôle Prudentiel et de Résolution).

Our team in Nice

Göran Olsson

Head of European Mortgages
Tel: +33 (0)4 92 00 80 90
E-mail: nice@handelsbanken.fr
Languages: Swedish and English

Hanna Högberg Borel

Account Manager 
Tel: +33 (0)4 92 00 80 97 
Mobile: +33 (0)6 65 93 35 67
E-mail: hanna.hogberg-borel@handelsbanken.fr
Languages: Swedish, English and French

Mel Williams 

Account Manager
Tel:+33 (0)4 92 00 80 99 
Mobile: +33 (0)6 65 93 40 59
E-mail: mel.williams@handelsbanken.fr
Languages: English and French

Julia Arvnäs

Tel. +33 (0) 4 92 00 80 93
Mobile +33 (0)7 64 86 95 26
E-mail: julia.arvnas@handelsbanken.fr
Languages: Swedish, English and French

Emma Bingefors 

Tel: +33 (0)4 92 00 80 91
Mobile +33 (0)6 23 06 94 70  
Languages: Swedish, English and French

Joel Norlin

Tel. +33 (0) 4 92 00 80 98
Mobile +33 (0)7 64 86 95 32
E-mail: joel.norlin@handelsbanken.fr
Languages: Swedish and English

Hanna Östh Spencer

Account Manager – on parental leave
E-mail: nice@handelsbanken.fr 
Languages: Swedish, English and French