Mortgage loans in France
For private individuals, our offering includes mortgage loans to buy a property, renovate an existing property, or re-financing of an existing mortgage loan. Your mortgage loan will be registered with Handelsbanken Luxembourg, with the property in France as collateral. Unlike French banks, we don't require life insurance for those who wish to borrow money.
In order for us to be able to assist you, you'll need to be a customer with Handelsbanken in Sweden or Norway. If you’re not already a customer, we can help you establish contact with one of our home branches.
The important role of the notary
In France, notaries play an important part. For all property purchases, the buyer, the seller, and the Bank, have one notary each. The notary fee is approximately 7.5 per cent of the purchase price.