1. Open Banking
Colleagues in work environment

Open Banking

Creating customer value and business opportunities

Handelsbanken has a strong presence wherever we have our operations, in the form of both personal meetings and digital services. New regulations and new technology generate increased openness and data sharing. This opens up opportunities to work with other parties to strengthen our local and digital presence, thus generating customer benefit and new types of offerings. We develop these collaborations based on our in-depth knowledge of our customers’ expectations.

We aim to find partners that share our values of commitment, customer care, simplicity and trust, so that together, we can deliver long-term value to our customers. Therefore, it is important that we, as always, have security as our top priority, continually developing and refining our security solutions.


Explore Handelsbanken's APIs

Sign up today and get access our Developer Portal. Here you will find all documentation that you need for testing APIs in our sandbox.

Strategic partnerships

Collaboration with other parties is a way for us to deepen and enrich the relationships we have with our customers. We believe that collaboration plays a key role when we develop innovative solutions for future customer needs. Building products and expanding our business together will add value to our mutual customers. You can read more about becoming a partner with Handelsbanken and what we can offer to entrepreneurs and the startup community.

One of the strongest banks in the world*

If you provide global services, we can help you reach out to customers around the world. Handelsbanken is a relationship bank with a decentralised working method. We have a nationwide branch network and a well-established local and digital presence in our six home markets: Sweden, the UK, Denmark, Norway, Finland and the Netherlands. Handelsbanken has operations in many of the world's most significant economies, with almost 800 branches, so that we can meet our customers in different ways, depending on what suits them best on each particular occasion.

*Highest combined credit ratings by Moody's, S&P and Fitch among peer banks globally.

What is Open Banking?

Open Banking is an ecosystem for financial services where technology leads the way. Within it, key parties are able to access the banks' customer data and services (through APIs) to build applications that our customers can benefit from. In addition, Open Banking allows us as a bank, through partnerships, to launch innovative services for our customers more efficiently.

What is an API?

An API (Application Programming Interface) is a set of procedures and protocols for building software applications that defines how software components should interact. These can, for example, be used for different devices, such as computers, smartphones and tablets. The APIs provided by Handelsbanken will make it easy for fintech companies and other third parties to interact with us and develop services for our mutual customers.